Speak with a real person 7am-6pm (877) 801-PERS (7377)

It's all about the benefits.

As a public employee you pay less for your home loan.

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Less Fees

Our standard fees have been reduced for California public employees. The only fee you pay to us is a flat $395! That alone saves you hundreds.

Low Rates

We shop interest rates of up to 7 national banking institutions. Our software chooses the lowest rate based on the parameters of your loan.

Loan Programs

The California Employee Loan program is available with Conventional, FHA, and VA loans. These loans are available in 15, 20, and 30 year terms.

We’ve waived the fees, and found you the best rates!

Eligibility

If you are active or retired CalPERS or CalSTRS member, or a member of any other Public retirement system in the state of California - you are eligible! The home you are purchasing or refinancing must be in the state of California.

Qualification

Qualifying for loans with the California Employee Loan program is the same as getting approved for any Conventional or Government loan program. Getting Pre-Approved can take as little as 15 minutes, and the service is free!

house keys

The California Employee Loan program was designed to save you money now, and over the course of your home loan.

The program can be applied to new purchases or to refinancing your current home loan.

Let's get started.

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(877) 801-PERS (7377) Speak with a real person 7am-6pm